Iris keeps a dated, sourced record of changes in points and miles programs and tells you which ones touch the programs you hold. These terms say what that is, what it is not, and what you may do with it. Last updated September 18, 2026.
Iris is an information service. It is not financial, tax or legal advice, and nothing in it is a recommendation to move, spend or hold points. Iris is independent: it is not affiliated with or endorsed by any card issuer, airline, hotel or loyalty program, and earns no commission from any of them. Program names belong to their owners and appear only to identify them.
Every entry carries its sources and dates so that you can check it. Iris can be wrong, late or incomplete, and programs change their terms without notice. A change can apply differently depending on the card you hold, your status or the date you were approved; Iris knows your programs and your balances, not those details. Point transfers usually cannot be reversed. Confirm with the program before you act. The decision, and its result, are yours.
Dollar figures are reference points, built the way the Method page describes. They are not an offer, a price, or a promise of what your points will fetch on any booking.
Iris is free and provided as it is, without warranty of any kind. To the fullest extent the law allows, Iris and its operator are not liable for any loss that follows from using it or relying on it, including points transferred, redeemed or left to expire.
You may quote and cite individual entries, with credit to Iris and a link to meetiris.io. You may not copy the record in bulk, collect it by automated means, or resell or redistribute it. To license the data, write to the address below.
A report sent to Iris is a pointer, not a source. Iris may use it to investigate and may publish what it verifies. Iris does not promise to include it or to credit it.
Iris is written for adults who hold points in US card and loyalty programs.
Every change to these terms is dated and listed below. Continuing to use Iris after a change means you accept it.
Iris is an early-stage, independent project. It is not yet incorporated and is run by its founder, who answers for this page and can be reached at the address below. If a company is formed to operate Iris, or Iris is transferred to one, these terms continue to apply to it; this page will then name that company and record the date.
September 18, 2026 — First version.